{"id":4082,"date":"2016-02-19T19:33:04","date_gmt":"2016-02-20T01:33:04","guid":{"rendered":"http:\/\/www.caisse.biz\/fr\/?page_id=4082"},"modified":"2026-03-10T08:21:14","modified_gmt":"2026-03-10T14:21:14","slug":"taux","status":"publish","type":"page","link":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/fr\/personnel\/taux\/","title":{"rendered":"Taux &#8211; Particuliers"},"content":{"rendered":"<p>Taux courants en date d&rsquo;aujourd&rsquo;hui. Taux sujets \u00e0 changer sans avis.<\/p>\n<p>Tous les d\u00e9p\u00f4ts de Caisse Groupe Financier sont <a href=\"..\/assurance-depots\/\">garantis sans limite<\/a> par la<a href=\"https:\/\/sadm.ca\/\" target=\"_blank\" rel=\"noopener noreferrer\"> Soci\u00e9t\u00e9 d&rsquo;assurance-d\u00e9p\u00f4ts du Manitoba.<\/a><\/p>\n<blockquote><p><strong>Avis : Fin de l&rsquo;offre de certains certificats de placement garanti (CPG)\u00a0<\/strong><\/p>\n<p><span data-contrast=\"auto\">\u00c0 compter du 20 janvier 2026, nous mettrons fin \u00e0 l&rsquo;offre des CPG suivants : <\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">CPG non encaissable (option d&rsquo;int\u00e9r\u00eats mensuels)<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">CPG \u00e0 7 ans<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">CPG encaissables (<\/span><b><span data-contrast=\"auto\">Remarque <\/span><\/b><span data-contrast=\"auto\">: les CPG encaissables d\u2019un an, non enregistr\u00e9s et CELI resteront offerts)<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><b><span data-contrast=\"auto\">Veuillez prendre note : <\/span><\/b><span data-contrast=\"auto\">Veuillez noter que la discontinuation de ces produits s&rsquo;applique aux comptes de placement enregistr\u00e9s et non enregistr\u00e9s, sauf indication contraire.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Si vous d\u00e9tenez l&rsquo;un de ces produits, aucune mesure n&rsquo;est requise pour le moment. Vos CPG existants resteront en vigueur jusqu&rsquo;\u00e0 leur date d&rsquo;\u00e9ch\u00e9ance. \u00c0 ce moment-l\u00e0, vous pourrez choisir parmi nos options de CPG offertes.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><\/blockquote>\n<div class=\"\">\n<strong> \u00c9pargne Plus<\/strong><br \/>\n\n<table id=\"tablepress-73\" class=\"tablepress tablepress-id-73 cfg-twocolumn tp_twentyfive\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">0 $ \u00e0 99 999 $<\/td><td class=\"column-2\"><span class='savings_plus_1 rate default'>1,40 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">100 000 $ \u00e0 249 999&nbsp;$<\/td><td class=\"column-2\"><span class='savings_plus_2 rate default'>1,50 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">250 000 $ et plus<\/td><td class=\"column-2\"><span class='savings_plus_3 rate default'>1,60 %<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-73 from cache -->\n<p><strong>\u00c9pargne Plan 24<\/strong><br \/>\n\n<table id=\"tablepress-102\" class=\"tablepress tablepress-id-102 cfg-twocolumn tp_twentyfive\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">0 $ \u00e0 9 999 $<\/td><td class=\"column-2\"><span class='savings_plan24_1 rate default'>0,20 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">10 000 $ \u00e0 59 999 $<\/td><td class=\"column-2\"><span class='savings_plan24_2 rate default'>0,25 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">60 000 $ et plus<\/td><td class=\"column-2\"><span class='savings_plan24_3 rate default'>0,50 %<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-102 from cache -->\n<\/div>\n<div class=\"\">\n\n<table id=\"tablepress-371\" class=\"tablepress tablepress-id-371 cfg-twocolumn tp_twentyfive\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Compte Jeunesse<\/strong><\/td><td class=\"column-2\"><span class='chequing_youth rate default'>1,40 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Compte \u00e9tudiant<\/strong><\/td><td class=\"column-2\"><span class='chequing_student rate default'>1,40 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> \u00c9pargne \u00e9tudiant<\/strong><\/td><td class=\"column-2\"><span class='chequing_student rate default'>1,40 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Compte \u00e9pargne CELI<\/strong><\/td><td class=\"column-2\"><span class='regular_tfsa rate default'>1,55 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Compte \u00e9pargne REER<\/strong><\/td><td class=\"column-2\"><span class='regular_rrsp rate default'>1,55 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Compte \u00e9pargne FERR<\/strong><\/td><td class=\"column-2\"><span class='regular_rrif rate default'>1,55 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> \u00c9pargne v\u00e9ritable<\/strong><\/td><td class=\"column-2\"><span class='savings_true_savings rate default'>0,25 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Universel 1 000 $  <\/strong><\/td><td class=\"column-2\"><span class='savings_universal rate default'>0,05 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Compte U.S.<\/strong><\/td><td class=\"column-2\"><span class='savings_us rate default'>0,05 %<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-371 from cache -->\n<\/div>\n<div class=\"\">\n<strong>Certificat de placement garanti (CPG R\u00e9gulier, CPG REER, CPG FERR &amp; CPG CELI )<\/strong><br \/>\n\n<table id=\"tablepress-121\" class=\"tablepress tablepress-id-121 tbody-has-connected-cells\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\" style=\"width:40%;\"><\/td><td class=\"column-2\" style=\"width:30%;\">Non encaissable<\/td><td class=\"column-3\" style=\"width:30%;\">Encaissable<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">12 mois<\/td><td class=\"column-2\"><span class='investment_12m_nonredeemable rate default'>3,40 %<\/span><\/td><td class=\"column-3\"><span class='investment_12m_redeemable rate default'>2,05 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">24 mois<\/td><td class=\"column-2\"><span class='investment_24m_nonredeemable rate default'>3,50 %<\/span><\/td><td class=\"column-3\">s\/o<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">36 mois<\/td><td class=\"column-2\"><span class='investment_36m_nonredeemable rate default'>3,60 %<\/span><\/td><td class=\"column-3\">s\/o<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">48 mois<\/td><td class=\"column-2\"><span class='investment_48m_nonredeemable rate default'>3,65 %<\/span><\/td><td class=\"column-3\">s\/o<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">60 mois<\/td><td class=\"column-2\"><span class='investment_60m_nonredeemable rate default'>3,70 %<\/span><\/td><td class=\"column-3\">s\/o<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td colspan=\"3\" class=\"column-1\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-121 from cache -->\n<p><strong>Hypoth\u00e8que ferm\u00e9e \u00e0 taux fixe<\/strong><br \/>\n\n<table id=\"tablepress-78\" class=\"tablepress tablepress-id-78 cfg-twocolumn tp_twentyfive\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">1 an<\/td><td class=\"column-2\"><span class='one_year rate default'>4,69 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">2 ans<\/td><td class=\"column-2\"><span class='two_year rate default'>4,29 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">3 ans<\/td><td class=\"column-2\"><span class='three_year rate default'>4,19 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">4 ans<\/td><td class=\"column-2\"><span class='four_year rate default'>4,19 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">5 ans<\/td><td class=\"column-2\"><span class='five_year rate default'>4,09 %<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-78 from cache -->\n\n<table id=\"tablepress-126\" class=\"tablepress tablepress-id-126 cfg-twocolumn tp_twentyfive\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Hypoth\u00e8que ferm\u00e9e \u00e0 taux variable avec&nbsp;cap<\/strong><\/td><td class=\"column-2\"><span class='regular_fixed rate default'>3,60 %<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-126 from cache -->\n\n<table id=\"tablepress-127\" class=\"tablepress tablepress-id-127 cfg-twocolumn tp_twentyfive\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\">Hypoth\u00e8que  ouvert \u00e0 taux variable <\/strong><\/td><td class=\"column-2\"><span class='regular_variable rate default'>4,45 %<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-127 from cache -->\n\n<table id=\"tablepress-128\" class=\"tablepress tablepress-id-128 cfg-twocolumn tp_twentyfive tbody-has-connected-cells\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td colspan=\"2\" class=\"column-1\"><strong class=\"table-title-strong\">Pr\u00eat et marge de cr\u00e9dit <\/strong><\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Taux de pr\u00eats \u00e0 partir de<\/td><td class=\"column-2\"><span class='loans_base_rate rate default'>4,09 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Taux de marge de cr\u00e9dit \u00e0 partir de<\/td><td class=\"column-2\"><span class='prime_base_rate rate default'>4,45 %<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td colspan=\"2\" class=\"column-1\">Les taux int\u00e9r\u00eat varient selon la demande. <a href=\"https:\/\/caisse.biz\/fr\/contactez-nous\/\"> Contactez un Conseiller en finances personnelles.  <\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-128 from cache -->\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Taux courants en date d&rsquo;aujourd&rsquo;hui. Taux sujets \u00e0 changer sans avis. Tous les d\u00e9p\u00f4ts de Caisse Groupe Financier sont garantis sans limite par la Soci\u00e9t\u00e9 d&rsquo;assurance-d\u00e9p\u00f4ts du Manitoba. Avis : Fin de l&rsquo;offre de certains certificats de placement garanti (CPG)\u00a0 \u00c0 compter du 20 janvier 2026, nous mettrons fin \u00e0 l&rsquo;offre des CPG suivants : [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":1897,"parent":157,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"tpl_page_right_sidebar.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4082","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/fr\/wp-json\/wp\/v2\/pages\/4082","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/fr\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/fr\/wp-json\/wp\/v2\/comments?post=4082"}],"version-history":[{"count":8,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/fr\/wp-json\/wp\/v2\/pages\/4082\/revisions"}],"predecessor-version":[{"id":30469,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/fr\/wp-json\/wp\/v2\/pages\/4082\/revisions\/30469"}],"up":[{"embeddable":true,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/fr\/wp-json\/wp\/v2\/pages\/157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/fr\/wp-json\/wp\/v2\/media\/1897"}],"wp:attachment":[{"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/fr\/wp-json\/wp\/v2\/media?parent=4082"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}