{"id":791,"date":"2015-11-24T17:57:01","date_gmt":"2015-11-24T17:57:01","guid":{"rendered":"http:\/\/www.caisse.biz\/?page_id=791"},"modified":"2025-12-09T14:24:56","modified_gmt":"2025-12-09T20:24:56","slug":"guaranteed-investment-certificate-gic","status":"publish","type":"page","link":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/personal-banking\/guaranteed-investment-certificate-gic\/","title":{"rendered":"Guaranteed Investment Certificate (GIC)"},"content":{"rendered":"<h3>A Guaranteed Investment Certificate (GIC or a Term Deposit) allows you to invest your savings at a fixed interest rate for a specified period of time.<\/h3>\n<p>&nbsp;<\/p>\n<p><strong>Notice: Discontinuation of select Guaranteed Investment Certificate (GIC) products\u00a0<\/strong><\/p>\n<p><span data-contrast=\"auto\">Effective January 20, 2026, we will discontinue the following GIC products:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Non-redeemable GIC (monthly interest option)<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">7-year GIC term<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"auto\">Redeemable GICs (<\/span><b><span data-contrast=\"auto\">Note:<\/span><\/b><span data-contrast=\"auto\"> 1-year non-registered and TFSA redeemable options will remain available)<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><b><span data-contrast=\"auto\">Please note: <\/span><\/b><span data-contrast=\"auto\">The discontinuation of these products applies to both registered and non-registered investment accounts, unless otherwise noted.<\/span><span data-ccp-props=\"{&quot;335559739&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">If you hold one of these products, no action is required at this time. Your existing GIC(s) will remain in place until their maturity date. At that time, you can choose from our available <span class=\"TextRun SCXW217399175 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW217399175 BCX8\">GIC options.<\/span><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW217399175 BCX8\"><span class=\"SCXW217399175 BCX8\">\u00a0<\/span><br class=\"SCXW217399175 BCX8\" \/><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Questions?<\/strong><br \/>\n<a href=\"..\/..\/find-a-location\">Contact a Branch near you<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Guaranteed Investment Certificate (GIC or a Term Deposit) allows you to invest your savings at a fixed interest rate for a specified period of time. &nbsp; Notice: Discontinuation of select Guaranteed Investment Certificate (GIC) products\u00a0 Effective January 20, 2026, we will discontinue the following GIC products:\u00a0 Non-redeemable GIC (monthly interest option)\u00a0 7-year GIC term\u00a0 [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":18052,"parent":2,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"tpl_accounts_personal.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-791","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/pages\/791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/comments?post=791"}],"version-history":[{"count":5,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/pages\/791\/revisions"}],"predecessor-version":[{"id":30466,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/pages\/791\/revisions\/30466"}],"up":[{"embeddable":true,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/pages\/2"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/media\/18052"}],"wp:attachment":[{"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/media?parent=791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}