{"id":4066,"date":"2016-02-19T19:33:04","date_gmt":"2016-02-19T19:33:04","guid":{"rendered":"http:\/\/www.caisse.biz\/en\/?page_id=4066"},"modified":"2026-03-10T08:18:37","modified_gmt":"2026-03-10T14:18:37","slug":"rates","status":"publish","type":"page","link":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/personal-banking\/rates\/","title":{"rendered":"Personal Rates"},"content":{"rendered":"<p>Current rates as of today. Rate subject to change without notice.<\/p>\n<p>All deposits at Caisse Financial Group are <a href=\"..\/deposit-guarantee\/\">guaranteed without limit<\/a> by the <a href=\"https:\/\/dgcm.ca\/\" target=\"_blank\" rel=\"noopener noreferrer\">Deposit Guarantee Corporation of Manitoba.<\/a><\/p>\n<blockquote><p><strong>Notice: Discontinuation of select Guaranteed Investment Certificate (GIC) products\u00a0<\/strong><\/p>\n<p><span data-contrast=\"auto\">Effective January 20, 2026, we will discontinue the following GIC products:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Non-redeemable GIC (monthly interest option)<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">7-year GIC term<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Redeemable GICs (<\/span><b><span data-contrast=\"auto\">Note:<\/span><\/b><span data-contrast=\"auto\"> 1-year non-registered and TFSA redeemable options will remain available)<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><b><span data-contrast=\"auto\">Please note: <\/span><\/b><span data-contrast=\"auto\">The discontinuation of these products applies to both registered and non-registered investment accounts, unless otherwise noted.<\/span><span data-ccp-props=\"{&quot;335559739&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">If you hold one of these products, no action is required at this time. Your existing GIC(s) will remain in place until their maturity date. At that time, you can choose from our available GIC options.<\/span><\/p><\/blockquote>\n<div class=\"\">\n<strong>Savings Plus Account<\/strong><br \/>\n\n<table id=\"tablepress-25\" class=\"tablepress tablepress-id-25 cfg-twocolumn tp_twentyfive\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">$0 to $99,999<\/td><td class=\"column-2\"><span class='savings_plus_1 rate default'>1.40%<\/span><\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">$100,000 to $249,999<\/td><td class=\"column-2\"><span class='savings_plus_2 rate default'>1.50%<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">$250,000 and over<\/td><td class=\"column-2\"><span class='savings_plus_3 rate default'>1.60%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-25 from cache -->\n<p><strong>Plan 24 Savings Account<\/strong><br \/>\n\n<table id=\"tablepress-99\" class=\"tablepress tablepress-id-99 cfg-twocolumn tp_twentyfive\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">$0 to $9,999<\/td><td class=\"column-2\"><span class='savings_plan24_1 rate default'>0.20%<\/span><\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">$10,000 to $59,999<\/td><td class=\"column-2\"><span class='savings_plan24_2 rate default'>0.25%<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">$60,000 and over<\/td><td class=\"column-2\"><span class='savings_plan24_3 rate default'>0.50%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-99 from cache -->\n<\/div>\n<div class=\"\">\n\n<table id=\"tablepress-122\" class=\"tablepress tablepress-id-122 cfg-twocolumn tp_twentyfive\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Youth Account<\/strong><\/td><td class=\"column-2\"><span class='chequing_youth rate default'>1.40%<\/span><\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Student Account<\/strong><\/td><td class=\"column-2\"><span class='chequing_student rate default'>1.40%<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Student Savings Account<\/strong><\/td><td class=\"column-2\"><span class='chequing_student rate default'>1.40%<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> TFSA Savings Account<\/strong><\/td><td class=\"column-2\"> <span class='regular_tfsa rate default'>1.55%<\/span><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> RRSP Savings Account<\/strong><\/td><td class=\"column-2\"> <span class='regular_rrsp rate default'>1.55%<\/span><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> RRIF Savings Account<\/strong><\/td><td class=\"column-2\"><span class='regular_rrif rate default'>1.55%<\/span><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> True Savings Account<\/strong><\/td><td class=\"column-2\"><span class='savings_true_savings rate default'>0.25%<\/span><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Universal $1 000  Account<\/strong><\/td><td class=\"column-2\"><span class='savings_universal rate default'>0.05%<\/span><\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> U.S. Account<\/strong><\/td><td class=\"column-2\"><span class='savings_us rate default'>0.05%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-122 from cache -->\n<\/div>\n<div class=\"\">\n<strong>Guaranteed Investment Certificate (Regular GIC, RRSP GIC, RRIF GIC &amp; TFSA GIC )<\/strong><br \/>\n\n<table id=\"tablepress-120\" class=\"tablepress tablepress-id-120 tbody-has-connected-cells\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\" style=\"width:40%;\"><\/td><td class=\"column-2\" style=\"width:30%;\">Non-Redeemable<\/td><td class=\"column-3\" style=\"width:30%;\">Redeemable<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">12 months<\/td><td class=\"column-2\"><span class='investment_12m_nonredeemable rate default'>3.40%<\/span><\/td><td class=\"column-3\"><span class='investment_12m_redeemable rate default'>2.05%<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">24 months<\/td><td class=\"column-2\"><span class='investment_24m_nonredeemable rate default'>3.50%<\/span><\/td><td class=\"column-3\">n\/a<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">36 months<\/td><td class=\"column-2\"><span class='investment_36m_nonredeemable rate default'>3.60%<\/span><\/td><td class=\"column-3\">n\/a<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">48 months<\/td><td class=\"column-2\"><span class='investment_48m_nonredeemable rate default'>3.65%<\/span><\/td><td class=\"column-3\">n\/a<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">60 months<\/td><td class=\"column-2\"><span class='investment_60m_nonredeemable rate default'>3.70%<\/span><\/td><td class=\"column-3\">n\/a<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td colspan=\"3\" class=\"column-1\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-120 from cache -->\n<p><strong>Fixed Rate Closed Mortgage<\/strong><br \/>\n\n<table id=\"tablepress-30\" class=\"tablepress tablepress-id-30 cfg-twocolumn tp_twentyfive\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\">1 year<\/td><td class=\"column-2\"><span class='one_year rate default'>4.69%<\/span><\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">2 years<\/td><td class=\"column-2\"><span class='two_year rate default'>4.29%<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">3 years<\/td><td class=\"column-2\"><span class='three_year rate default'>4.19%<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">4 years<\/td><td class=\"column-2\"><span class='four_year rate default'>4.19%<\/span><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">5 years<\/td><td class=\"column-2\"><span class='five_year rate default'>4.09%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-30 from cache -->\n\n<table id=\"tablepress-126\" class=\"tablepress tablepress-id-126 cfg-twocolumn tp_twentyfive\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Variable Rate Closed Mortgage with Cap <\/strong><\/td><td class=\"column-2\"><span class='regular_fixed rate default'>3.60%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-126 from cache -->\n\n<table id=\"tablepress-127\" class=\"tablepress tablepress-id-127 cfg-twocolumn tp_twentyfive\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td class=\"column-1\"><strong class=\"table-title-strong\"> Variable Rate Open Mortgage <\/strong><\/td><td class=\"column-2\"><span class='regular_variable rate default'>4.45%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-127 from cache -->\n\n<table id=\"tablepress-128\" class=\"tablepress tablepress-id-128 cfg-twocolumn tp_twentyfive tbody-has-connected-cells\">\n<tbody class=\"row-striping\">\n<tr class=\"row-1\">\n\t<td colspan=\"2\" class=\"column-1\"><strong class=\"table-title-strong\">Loan &amp; Line of Credit<\/strong><\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Loan rates starting as low as<\/td><td class=\"column-2\"><span class='loans_base_rate rate default'>4.09%<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Line of Credit rates starting as low as<\/td><td class=\"column-2\"><span class='prime_base_rate rate default'>4.45%<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td colspan=\"2\" class=\"column-1\">Interest rates vary according to the nature of the request. <a href=\"https:\/\/caisse.biz\/en\/contact-us\/\"> Contact a Financial Services Advisor.  <\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-128 from cache -->\n<\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Current rates as of today. Rate subject to change without notice. All deposits at Caisse Financial Group are guaranteed without limit by the Deposit Guarantee Corporation of Manitoba. Notice: Discontinuation of select Guaranteed Investment Certificate (GIC) products\u00a0 Effective January 20, 2026, we will discontinue the following GIC products:\u00a0 Non-redeemable GIC (monthly interest option)\u00a0 7-year GIC [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":1897,"parent":2,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"tpl_page_right_sidebar.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4066","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/pages\/4066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/comments?post=4066"}],"version-history":[{"count":8,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/pages\/4066\/revisions"}],"predecessor-version":[{"id":30468,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/pages\/4066\/revisions\/30468"}],"up":[{"embeddable":true,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/pages\/2"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/media\/1897"}],"wp:attachment":[{"href":"https:\/\/caisse-wordpress-prod.azurewebsites.net\/en\/wp-json\/wp\/v2\/media?parent=4066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}