No fee, means basically FREE with a few exceptions. Hate paying fees! Check out these No Fee Accounts, there is one for every season of life. Youth and Students have regular CASH GIVEAWAYS and seniors enjoy free cheques. Check out all the perks these accounts have to offer.
Questions?
Contact a Branch near you
Our no fee Youth Account for ages 18 years or under is the best of its kind on the market, combining the benefits of high interest, no fees and rewards for saving your money. There are monthly CASH GIVEAWAYS: $50 for 5 to 12 years old and $100 for 13 to 18 years old. Check out how you can be entered into the monthly draws. Click here for Draw Details and Regulations.
Interest Rate
1.45%
Monthly Fee
$0
Free Unlimited Transactions
Free unlimited in-branch withdrawals & transfers
Free unlimited electronic transactions
Bonus
$50 cash prize monthly draws for ages 5 to 12
$100 cash prize monthly draws for ages 13 to 18
How to participate
Conditions
Must be 18 years of age or under when the account is opened.
Youth benefits apply until your 19th birthday.
Fees apply for all the following transactions:
| In-branch bill payment | $1.50 each |
| Interac e-Transfer® | $1.00 each / 10 free per month* |
| Request Money | $1.00 each / 10 free per month* |
*Total of 10 free transactions between Interac e-Transfer® and Request Money per month |
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CALLING ALL POST SECONDARY STUDENTS!
Our no fee Student Account is the best student chequing account on the market, combining the benefits of high interest, no fees and other bonuses like keeping your student benefits until your 26th birthday, regardless if you remain a student or not. Not to mention if you open a Student Savings Account, you could be entered into our three annual $500 GIVEAWAYS (conditions apply). We can’t guarantee you good grades, but we can help you manage your finances with these two awesome accounts geared specifically for you.
Interest Rate
1.45%
Monthly Fee
$0
Free Unlimited Transactions
Free unlimited cheques & in-branch withdrawals and transfers
Free unlimited electronic transactions:
Bonus
Keep your student benefits until your 26th birthday whether you remain a student or not.
Provide proof of enrolment in a postsecondary institution only once (when you open the account).
Open a Student Savings Account for a chance to win $500 three times a year.
Conditions
Must be 18 to 25 years of age and enrolled full-time (three full courses or 18 credits) at an accredited post-secondary institution when the account is opened.
Fees apply for all the following transactions:
| Interac e-Transfer® | $1.00 each / 10 free per month* |
| Request Money | $1.00 each / 10 free per month* |
*Total of 10 free transactions between Interac e-Transfer® and Request Money per month |
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Interest rate is variable and subject to change without notice. Interest is calculated on the closing daily balance and paid monthly.
Our no fee Seniors Account is specially designed for our mature members, with free unlimited transactions plus extras like reduced safety deposit box fees and free in-branch bill payments.
Monthly Fee
$0
Free Unlimited Transactions
Free unlimited cheques & in-branch withdrawals, transfers and bill payments
Free unlimited electronic transactions:
Bonus
One free order of 100 cheques each year
25% rebate on safety deposit box fees
Conditions
Must be 60 years old or over when the account is opened.
Fees apply to some of the following transactions:
| In-branch bill payment | FREE |
| Interac e-Transfer® | $1.00 each / 5 free per month* |
| Request Money | FREE |
*Total of 5 free transactions between Interac e-Transfer® and Request Money per month |
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This savings account is designed to help students save up for tuition or any other life goals, keeping it just out of reach to not spend it impulsively, yet making it accessible when needed.
GIVEAWAY ALERT!
With this account you are automaticaly entered to win $500 three times a year when you have at least $500 saved up in this account. Think of it as an incentive to save your money or a reward for saving money, either way it’s win/win. Also, don’t forget to open a Student Account for your day to day purchases, this chequing account is also free! Click here for Draw Details and Regulations.
Interest Rate
1.45%
Monthly Fee
$0
Free Unlimited Transactions
Free unlimited in-branch transfers
Free unlimited electronic transactions:
Bonus
$500 cash prize draws three times a year.
Student Benefits apply until your 26th birthday whether you remain a student or not.
Provide proof of enrolment in a postsecondary institution only once (when you open the account).
Conditions
Must be 18 to 25 years of age and enrolled full-time (three full courses or 18 credits) at an accredited post-secondary institution when the account is opened.
Fees apply to all the following transactions:
| In-branch bill payment | $1.50 each |
| Interac e-Transfer® | $1.00 each |
| Request Money | $1.00 each |
Interest rate is variable and subject to change without notice. Interest is calculated on the closing daily balance and paid monthly.
This chequing account gives you just the right incentive to set up your rainy day fund. When you maintain an ongoing minimum balance of $1,000, you receive free unlimited transactions.
Interest Rate
0.05%
Monthly Fee
$0 if minimum balance is maintained. Otherwise, a $2.00 monthly fee is applied.
Transaction Fees
No fees if minimum balance is maintained (does not include in-branch bill payments).
Bonus
Free electronic transfers via online banking, mobile app, telephone banking and Caisse Financial Group ATMs.
Conditions
The following fees apply if the minimum balance is not maintained:
| Interac® direct debit payment | $0.55 each |
| Online banking bill payment | $0.55 each |
| Mobile app bill payment | $0.55 each |
| Telephone banking bill payment | $0.55 each |
| Electronic payment & withdrawal | $0.55 each |
| Caisse Financial Group ATM withdrawal | $0.55 each |
| Credit Union AccuLink® ATM withdrawal & transfer | $0.75 each |
| Cheque | $0.65 each |
| In-branch withdrawal & transfer | $0.65 each |
Fees apply to all the following transactions:
| In-branch bill payment | $1.50 each |
| Interac e-Transfer® | $1.00 each / 5 free per month* |
| Request Money | $1.00 each / 5 free per month* |
*Total of 5 free transactions between Interac e-Transfer® and Request Money per month |
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Interest rate is variable and subject to change without notice. Interest is calculated on the closing daily balance and paid monthly.
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